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Terms of Service

Last updated: October 21, 2025

These Terms of Service govern your use of the website located at https://quotes-lifeinsurance.com/ and any related services provided by DCW Financial Inc. By accessing this website, you agree to abide by these Terms of Service.

Limitations of Use

By using this website, you warrant that you will not:

  • Modify, copy, or reverse engineer any materials on this website
  • Remove any copyright or proprietary notations
  • Transfer materials to another person or mirror them on any server
  • Use this website in a way that abuses or disrupts our networks
  • Use this website to transmit harassing, fraudulent, or unlawful material
  • Use this website in violation of any applicable laws or regulations
  • Send unauthorized advertising or spam via this website
  • Harvest or collect user data without consent
  • Infringe the privacy or intellectual property rights of third parties

Intellectual Property

The intellectual property in the materials contained on this website are owned by or licensed to DCW Financial Inc. and are protected by applicable copyright and trademark law. We grant users permission to download one copy of the materials for personal, non-commercial transitory use.

This constitutes the grant of a license, not a transfer of title. This license shall automatically terminate if you violate any of these restrictions.

User-Generated Content

You retain your intellectual property ownership rights over content you submit to us for publication. We require a non-exclusive, royalty-free, transferable, worldwide license to use, distribute, and display your content in a manner consistent with your privacy preferences and our Privacy Policy.

Liability

Our website and the materials on our website are provided on an “as is” basis. To the extent permitted by law, DCW Financial Inc. makes no warranties, expressed or implied.

In no event shall DCW Financial Inc. or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use this website.

Accuracy of Materials

The materials appearing on our website are for general information purposes only. DCW Financial Inc. does not warrant or make any representations concerning the accuracy or reliability of these materials.

Links

DCW Financial Inc. has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by DCW Financial Inc.

Right to Terminate

We may suspend or terminate your right to use our website immediately upon written notice to you for any breach of these Terms of Service.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Canada. You irrevocably submit to the exclusive jurisdiction of the courts in that location.

Contact Us

DCW Financial Inc., Quotes Life Insurance

✉️ info@quotes-lifeinsurance.com